Fast Online Car Loan Australia
Pre-approval in 3 minutes
Comparison rate 6.35% *
Same Day Approval
95% of car loan applications are approved the same day. Enjoy fast, hassle-free vehicle finance online.
No Application Fee
Apply for your car loan online with zero fees. Quick, secure, and 100% cost-free auto financing.
45 Lenders Car Loan Options
Whether you're buying a new or used car, we match you with the right vehicle finance to fit your needs and budget.
No Credit Score Impact
Get pre-approved without affecting your credit score. Explore auto financing options worry-free.
Car Finance Made Easy
Our 100% online car finance process helps you get approved quickly for the vehicle you want. From new cars to used cars, we simplify auto financing so you can drive away sooner—with no paperwork or long delays.
Car Finance Calculator
Work out your repayment based on the amount you are looking to borrow, or put in the amount you can afford to see how much of a car you can afford.
Why Choose CarsFinance.com.au?
Award-Winning Car Loan Experts
CarsFinance has been recognised by NFC and UFS as the Best Broker Business in both 2021 and 2022, proving our commitment to excellence in car finance.
Helping Australians Every Day
Each month, we help over 200 Australians secure more than $5 million in car loans, ensuring they get the right deal with confidence.
Unmatched Customer Satisfaction
With a 4.9 out of 5 Google Review rating, our clients consistently trust us to deliver outstanding service and the best outcomes in their car loan journey.
Let Our Broker Do the Heavy Lifting
We Work for You, Not the Banks. Our experienced brokers, based across Australia, act on your behalf to secure the most competitive car loan solutions. We compare a wide panel of trusted lenders to ensure the rates and repayments truly fit your lifestyle.
- Honest quotes with all fees included
- Free estimates on rates and repayments, no obligation
- Enquiries with no impact on your credit score
Meet Our Lenders
When dealing with us, you unlock a wealth of choices between 45+ lenders.
Our Happy Customers
Feedback is everything to us. 90% of our customers rate us 5 stars on Google. Here's what they say about us.
Great service from Susie. I highly recommend her. I changed my mind 3 times about a purchase of a vehicle and she was very patient and really helpful. She had addressed every concern I had with the documents and it was easy to process the paper work all thanks to her and her team. Would definitely inquire her service again.
Toby's great, helped me secured my dream car within a few weeks I contacted him, very communicative and made it easy. Pretty much hassle free.
10/10 recommend!!!! Wonderful staff it they made it so so easy. Very helpful every step of the way! Toby was absolutely wonderful! Helped me with my first car the process was quick very grateful!!!!
Couldn’t recommend Susie @ carsfinance highly enough, she made the whole experience getting a new car super easy. She went above and beyond and I will be using her for any other finance needs in the future. Thanks Susie!
Highly recommend susie, for getting ur first car loan approved. She is very helpful and made the whole thing processed so quickly and easily. And on top of that she was so easy to communicate with. thanks a lot for ur help susie.
Honestly, I could not recommend this company enough, specifically, Toby. Not only did they help me through every step of the process with finding the best deal, but he went above and beyond to ensure that I was happy with the deal that I had selected, and the entire process was completely finished in a few short days. If you are looking for vehicle finance, please, make a phone call, ask for Toby, and have a conversation about it. I’m certainly won’t be disappointed.
This car finance is one of the best company they helping me buy new car, everything went well. I back to them again in the near future.
I found car services Australia (my contact : Susie). Prompt, Professional, Courteous and Helpful with my attaining a loan for my new car. Do yourself a favor when seeking a car loan and check out Car Services Australia...Happy customer here.
Highly recommend. Toby helped me out from start to finish, he made the process easy an was very helpful. Thank you!
Great company! Susie was super helpful, always followed things up and very time efficient.
Hands on on assisting you even though susie is busy still she will find time to assist you at anytime. Morethan willing to help you at any circumstances. Will never let you down.
Susie was so easy to work with and very patient. Job well done cheers guys.
Susie from Cars Finance has been more than incredible! She is so thorough and thoughtful and make sure that she constantly follow things up. I was provided with list of options as well as clear instructions on what/how to proceed, and thanks to Susie I was able to get my car loan approved so quickly without any hassle. She deserves a pay rise!
Toby was amazing. Couldn't ask for a better consultant. He went above n beyond. Will defently be coming back when I wanna get my next car. Highly recommend.
I'm very happy to get toyota car thru susie. She is very nice lady and help me alot and make my finance smooth. Thank you so much susie.
Very easy to deal with and great will help you it’s all your needs and get you the financing that you need. Susie thank you for all your help with getting our new car. Appreciate all the work she did.
Susie was the best she went above and beyond to help get my car loan and approved. Nothing but 5 stars for her.
Money3 are the best, they help get my first car.
5 star for the broker Toby! Very helpful.
Thank you so much Toby, we appreciate your hard work, God bless you and thank you for everything.
How It Works with CarsFinance.com.au
Step 1 – We Listen First
Tell us what you're looking for and what matters most to you. We'll shape the loan around your needs, not the other way around.
Step 2 – We Compare Smarter
With access to 40+ trusted lenders, we'll do the research and find the deal that gives you the right balance of rates, terms, and flexibility.
Step 3 – Fast Approval, Less Stress
Once you're happy, we'll handle the application and paperwork. Most of our clients receive approval within 24–48 hours.
Step 4 – Drive Away with Confidence
From settlement to handing over the keys (or funds), we make sure everything is seamless. And even after you're on the road, our team is here whenever you need support.