Ride Your Dream Bike

Motorbike Finance from 5.99% p.a.

Low rate motorbike finance and same day approvals. Just some questions and you are on your way to getting your motorbike finance.

$
Minimum loan amount is $8000.
Same Day Approval
No Deposit Required
No Impact on Credit
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Efficient Financing, Unmatched Freedom 

At Cars Finance Service, we specialize in quick, tailored financing for all bikers. From city rides to off-road adventures, we ensure you get on your chosen bike fast. Our hassle-free quotes for new or used bikes, from any seller, come with no obligation.

Ride Your Dream Bike

Whether it's a Harley, Yamaha, or any bike in between, we offer flexible financing to make it yours. Choose your ride, and let us handle the rest with our customized loans.

Explore CarsFinance’s Motorbike Loan Solutions

Instant Approvals
Instant Approvals

Accelerate your journey to motorbike ownership. Our efficient process ensures rapid approval, getting you on the road sooner.

Wide Selection, Greater Savings
Wide Selection, Greater Savings

With partnerships across more than 40 lenders, we guarantee the most favorable rates and terms tailored to you.

Customized Motorbike Financing
Customized Motorbike Financing

Dealer or private, new or used, we finance all types of bikes to suit your unique preferences.

Flexible Repayment Options
Flexible Repayment Options

Explore flexible repayment plans designed to fit your financial situation, ensuring a smooth ride ahead.

Full Financing Available
Full Financing Available

Zero deposit? No problem. Qualify for loans covering 100% of your bike’s purchase price – terms apply.

Dedicated Support
Dedicated Support

A personal loan consultant will guide you through every stage of the loan process, ensuring clarity and confidence from start to finish.

Explore CarsFinance’s Motorbike Loan Solutions
While every lender has different eligibility requirements, CarsFinance.com.au requires you to be at least 18, hold Australian citizenship or permanent residency and receive a regular income.
Loans for motorbikes allow you to purchase a motorbike without delay — CarsFinance.com.au also offers same-day approvals for successful applicants, so you can head to the dealership to pick up your new wheels in no time! A motorbike loan with CarsFinance.com.au features flexible repayment terms and low rates, so you can repay the loan on a schedule best suited to you and your budget.
CarsFinance.com.au allows customers to borrow up to $100,000 and an average of $30,000.
The simple answer is no. In most cases, you can borrow 100% of the cost of your vehicle as long as you can afford it.
Buying a new or used motorbike is always a big investment. Not every driver is able to pay for a vehicle outright using savings. It is much easier to contact Carsfinance specialists, who will provide pre-approval for the purchase - this will allow you to evenly distribute expenses to finance a motorbike over the required period.
When looking for a lender to support you as you buy a new motorbike, you may be worried about your financial history. Having defaults might have left a mark in your credit report that stands out to lenders. It might be something creditors ask about or weigh when considering your motorbike finance application. However, it still means you can apply for motorbike finance with defaults on your file, your approval chances are just a little different. It may be tough to get finance without a great credit score, but it’s not impossible. In fact, there are special bad credit motorbike finance options available to you. There are lenders who will consider you even if you have overdue payments on your record.
There is no set credit score that guarantees you’ll be approved for motorbike finance. A higher credit score signals that a borrower has less risk and is more likely to pay back lenders. If your credit score is low, then there may be some difficulties, but this does not mean you will be refused motorbike finance.
The amount you can borrow for your mortgage will be limited by the size of any debts you have outstanding, so it's important to keep this in mind when considering motorbike finance. The more you owe on your motorbike, the smaller offers lenders will give you for a mortgage. This is because a motorbike finance loan is considered debt, and banks want as much security as possible before they lend any money.