Affordable Caravan Loans Made Simple

Caravan Finance from 5.99% p.a.

Low rate caravan finance and same day approvals. Just some questions and you are on your way to getting your caravan finance.

$
Minimum loan amount is $8000.
Same Day Approval
No Deposit Required
No Impact on Credit
FBAA logo
AFCA logo
Viking logo

Affordable Caravan Loans Made Simple 

Dreaming of hitting the road with your own caravan? Cars Finance Service is here to turn that dream into reality with hassle-free, low-rate caravan loans. In a booming market of caravan enthusiasts across Australia, we stand out by offering straightforward finance solutions that cater specifically to your needs. With our help, embarking on your next adventure is easier and more affordable than ever.

Unlock the Cars Finance Service Advantage 

Our commitment to simplifying the caravan financing process means you get more than just a loan. You gain a partner dedicated to finding you the best deal with the least amount of fuss. From the moment you request a free, no-obligation quote, to the day you pick up the keys to your new or pre-loved caravan, we're with you every step of the way, ensuring a smooth journey from application to approval. Let Cars Finance Service open the door to your next adventure on the open road.

Explore CarsFinance’s Caravan Loan Solutions

Choose Any Caravan Style
Choose Any Caravan Style

From pop-tops to fifth-wheelers, Cars Finance Service ensures you find the right finance option for any caravan, perfectly matched to your lifestyle and preferences.

Top Caravan Brands Covered
Top Caravan Brands Covered

Opt for a Jayco, Traveller, Supreme, or any other brand, and we'll secure the financing you need for your ideal caravan.

New or Pre-owned? Your Pick
New or Pre-owned? Your Pick

We offer financing for both new and used caravans, partnering with lenders who are flexible enough to finance models up to 20 years old, sometimes even older.

Zero Deposit Financing
Zero Deposit Financing

Achieve 100% financing for your caravan's purchase price with us, freeing you from the constraint of a mandatory deposit.

Market-Leading Interest Rates
Market-Leading Interest Rates

Our broad network of lenders empowers you to find the most competitive interest rate, ensuring your loan is as affordable as it can be.

Repayment Flexibility
Repayment Flexibility

Tailor your repayment schedule to fit your financial situation, with terms ranging from one year to seven years.

Explore CarsFinance’s Caravan Loan Solutions
To purchase a caravan with a loan, borrowers will need to apply for a caravan loan. This type of car loan can be used to finance the purchase of a caravan.
Absolutely! But why waste time comparing and searching for the right caravan loan interest rates when Cars Finance can do it for you? With over 45 lenders at our disposal, we’re confident we can find you the best caravan loans in Australia for your credit profile. We also offer loans for other vehicles, such as boats and motorcycles.
That depends on several factors, such as your borrowing capacity, credit score, income and more. However, Cars Finance has made it easy to qualify for some of the best caravan loans in Australia! Learn more about our application process today.
Whether you’re looking to purchase a caravan for business or pleasure, you don’t need to hand over a deposit! Simply tell us how much you’re looking to borrow and for how long, and we’ll source the most competitive caravan loan interest rates based on your financial profile.
Buying a new or used caravan is always a big investment. Not every driver is able to pay for a vehicle outright using savings. It is much easier to contact Carsfinance specialists, who will provide pre-approval for the purchase - this will allow you to evenly distribute expenses to finance a caravan over the required period.
When looking for a lender to support you as you buy a new caravan, you may be worried about your financial history. Having defaults might have left a mark in your credit report that stands out to lenders. It might be something creditors ask about or weigh when considering your caravan finance application. However, it still means you can apply for caravan finance with defaults on your file, your approval chances are just a little different. It may be tough to get finance without a great credit score, but it’s not impossible. In fact, there are special bad credit caravan finance options available to you. There are lenders who will consider you even if you have overdue payments on your record.
There is no set credit score that guarantees you’ll be approved for caravan finance. A higher credit score signals that a borrower has less risk and is more likely to pay back lenders. If your credit score is low, then there may be some difficulties, but this does not mean you will be refused caravan finance.
The amount you can borrow for your mortgage will be limited by the size of any debts you have outstanding, so it's important to keep this in mind when considering caravan finance. The more you owe on your caravan, the smaller offers lenders will give you for a mortgage. This is because a caravan finance loan is considered debt, and banks want as much security as possible before they lend any money.